Prerequisites

API Access

The nrich API uses HTTP Basic Authentication with two credentials:

Client ID (username) and
Client Secret (password)

Each set of credentials is associated with specific access scopes that define your permissions on the nrich platform. Contact us to obtain your dedicated credentials.

Postman Collections

We recommend downloading our Postman Collections to simplify your integration through our pre-configured API requests, allowing you to test endpoints instantly without any manual setup.

Getting Started

Before implementation, review our Widget Integration Guide for best practices and setup instructions.

Overview

The bank of your end user has already performed a thorough identification of the account owner when the bank account was opened. Account Verification allows you to use the valuable information banks already have about your users. By connecting and sharing account information within your application, your end user can immediately access your core service offering without time-consuming identification processes such as micro-deposits or manual bank statement uploads. Qwist has developed a comprehensive name-matching algorithm that compares the provided name of your end user with the account holder name fetched from the end user's account information.

You can also combine Account Verification with access to your users' account transactions.

How it works

You can find a step-by-step description in the next section.