2.25

Release date: 2026-04-27

Qwist Link has been added to the set of available flows. Through this flow, users can initiate an AIS flow to collect their financial data (including reports, if enabled) without requiring any prior configuration. The only requirement is that the client has been previously registered in our system.
This version updates the date time format of the booked_atand settled_atfields in the transactions response. Previously, the pattern on these fields was YYYY-MM-DDTHH:mm:ss.SSSZ, ignoring the actual time and returning always 00:00:00.000Z. In order to standarize the used pattern and retrieve the proper time attribute, this has been updated to YYYY-MM-DDTHH:mm:ss.SSSSSSSXXX. Note: This format is aligned with the ISO 8601 and was already present in other fields of the transactions response

2.24

Release date: 2026-04-13

Improved system reliability and maintainability
General bug-fixes and performance improvements

2.23

Release date: 2026-03-18

Widget
PIS Redirect flow: Users can select one of their available accounts to initiate the payment. If the provider supports this kind of flow, the user will be automatically redirected to the bank's webpage and will be able to select their accounts from there. Otherwise, the account selection will be executed on the Widget side. This is a replacement for the previous payment procedure where the users needed to manually introduce their IBANs.

2.22

Release date: 2026-02-18

Widget
Combined flow: Users can select one of their available accounts to initiate the payment. This eliminates the need to manually enter an IBAN, as the account can be chosen from a displayed list. This a configurable option and the use of the form for manually introducing the IBAN is still the default approach.
New endpoint for listing the users based on the authenticated client. Further information about the endpoint can be found here.

2.21

Release date: 2025-12-23

Widget
Instant Payments: Users can now transfer transactions of Instant Payment type as long as the bank provider supports that feature.

2.20

Release date: 2025-11-25

Bug fixes and performance improvements

2.19

Release date: 2025-10-09

Widget
Verification of Payee (VoP): Users can now verify recipient account details during payment initiation directly within the Widget UI. This enhances security by confirming that the payee name matches the account information, reducing the risk of misdirected payments.

2.18

Release date: 2025-08-25

Bug fixes and performance improvements

2.17

Release date: 2025-06-27

Widget
Enhanced search experience by intelligently leveraging the bank's group affiliation (e.g., Sparkasse), allowing users to quickly and easily find the exact bank they’re looking for. By narrowing down search results based on group identity, we’ve streamlined discovery and significantly improved usability.

2.16

Release date: 2025-06-18

Bug fixes and performance improvements

2.15

Release date: 2025-05-28

Changed

Widget Gets a Glow-Up
We've completely redesigned the Widget UI with a modern look that integrates seamlessly into partner applications
- Auto-selects existing bank connections instead of creating duplicates
- Supports preselected bank connections for updates via access_id on Ongoing access
- Hides "Save PIN" for providers that don't need it (because why show what you don't need?)

2.14

Release date: 2025-02-04

Bug fixes and performance improvements

2.13

Release date: 2024-09-11

Bug fixes and performance improvements

2.12

Release date: 2024-07-31

Added

Added Arabic Translations Implemented Arabic translations for all error messages to enhance support for Arabic-speaking users.
Cross-Device Continuation for Redirect Flows Users can now continue redirect flows on a separate device by scanning a QR code. This feature leverages the secure authentication mechanisms available in native banking apps, such as FaceID, to offer a seamless and secure user experience.

2.11

Release date: 2024-07-11

Added

Enhanced 1PIS Flow Performance We have significantly boosted the performance of the 1PIS flow by developing an entirely new back-end system and user interface application. This upgrade ensures a smoother and more efficient user experience.

Changed

Expanded Data Points for Risk Insights Our Risk Insights product now includes additional data points, enabling you to conduct more detailed and granular risk assessments. This enhancement provides deeper insights and better decision-making capabilities.

2.10

Release date: 2024-06-12

Added

New Feature: Enhanced Payment Partner Details

We’ve added new fields to the payment partner object in the API response! Now, you can access more detailed information about payment partners, including their website and logo URL. Additionally, you can see the geo-location of the partner with latitude and longitude data. This feature is currently available only for payment partners in Spain.

{  
    "account_id": "A977134087679770627.2",  
    "account_number": "15820754",  
    "amount": -25.63,  
    "booked": true,  
    "booked_at": "2024-05-14T00:00:00.000Z",  
    "categories": [  
        {  
            "id": 203,  
            "parent_id": null,  
            "name": "Food"  
        },  
        {  
            "id": 223,  
            "parent_id": 203,  
            "name": "Fast food"  
        }  
    ],  
    "created_at": "2024-06-13T08:46:33.593894+00:00",  
    "modified_at": "2024-06-13T08:46:36.274485+00:00",  
    "payment_partner": {  
        "id": "db0a2913e28e44e7a9cc2d6d76ca5339",  
        "name": "Burger King",  
        "website_url": "<https://www.burgerking.es">,  
        "logo_url": "<https://storage.googleapis.com/categorization-sftp-icons/E33_004_Burger_King_new.png">,  
        "latitude": 40.4217031529546,  
        "longitude": -3.7052917436646116  
    },  
    "settled_at": "2024-05-14T00:00:00.000Z",  
    "transaction_code": 999,  
    "transaction_id": "T977134087679770627.46",  
    "type": "Unknown",  
    "name": "Burger King ES",  
    "bank_code": "70020270",  
    "currency": "EUR",  
    "purpose": "Burger King ES Madrid payment",  
    "bic": "HYVEDEMMXXX",  
    "sepa_remittance_info": "2022-12-19T12.41 21912Debitk.0 2022-12 Madrid",  
    "iban": "ES21700202700015820754"  
}

2.9

Release date: 2024-04-10

Added

Risk Insights offers a concise, powerful approach to understanding and mitigating financial risks. By providing real-time access to an end-user's transactional data, it delivers critical insights into their finances and stability. This product is essential for organizations looking to automate credit scoring, enhance fraud detection capabilities, and offer personalized financial advice. Risk Insights leverages cutting-edge algorithms to analyze transaction histories and aggregate financial behaviour. It provides a multi-dimensional risk assessment that accounts for various factors, including income stability, spending behaviour, and financial commitments.
Introduction of the account_types parameter on the Account Verification initiation endpoint. It limits the type of accounts that can be selected throughout the flow. Use this field if you only want to allow your users to select/connect certain types of accounts (i.e Giro accounts). This will skip the account type selection in the Widget UI.

Removed

Custom categories

2.8

Release date: 2024-02-23

Added

We internationalized our categories and our complete category tree is now available in English (en), German (de) and Spanish (es). The API still defaults to German (for compatibility reasons) but additionally now respects the Accept-Language header on the following endpoints to deliver the category names in the requested language:

Example of how categories are returned when fetching transactions:

{
	"transaction_id": "T846442484626620418.1083",
	"categories": [
		{
			"id": 126,
			"parent_id": null,
			"name": "Steuern/Gebühren/Bußgelder"
		},
		{
			"id": 231,
			"parent_id": 126,
			"name": "Gebühren"
		}
	],
	...
}

{
	"transaction_id": "T846442484626620418.1083",
	"categories": [
		{
			"id": 126,
			"parent_id": null,
			"name": "Taxes/Fees/Fines"
		},
		{
			"id": 231,
			"parent_id": 126,
			"name": "Fees"
		}
	],
	...
}

{
	"transaction_id": "T846442484626620418.1083",
	"categories": [
		{
			"id": 126,
			"parent_id": null,
			"name": "Impuestos/Tasas/Multas"
		},
		{
			"id": 231,
			"parent_id": 126,
			"name": "Tasas"
		}
	],
	...
}

We are now offering a dedicated notification for expired consents. With this newly added type you can stay up to date and inform your users about the expiry and guide them through the process of renewing it.

2.7.1

Release date: 2023-12-14

Added

The endpoint to categorize transactions accepts an optional user_id to be able to identify all transactions belonging to a specific user. This allows us to provide you with an improved support workflow in case you have questions about specific categorization results.

2.7

Release date: 2023-10-26

Added

New endpoints to start and retrieve the report of the Disposable Income Verification flow.