Bank Coverage

nrich connects to 3,381 financial institutions across 33 countries via PSD2/Open Banking APIs, FinTS, and where needed, screen-based access. Every bank listed here is live and available in the sandbox for testing.

3,381 banks

Unique institutions, deduplicated across connection types

33 countries

Coverage across the EU, EEA, and select markets

99% Giro coverage

Giro/current accounts available at virtually every listed institution

Sandbox-ready

All banks available to test end-to-end in the sandbox environment

Connection types

nrich uses three underlying connection methods depending on what each bank supports.

Connection type	How it works	Where it's used
PSD2 / Open Banking API	Direct bank API access under PSD2 regulation. Standardised, regulation-mandated, and the most robust connection type.	All 33 countries
FinTS	Financial Transaction Services - a German banking standard that predates PSD2. Offers broader account type coverage (Depot, savings, credit card) than the PSD2 API alone.	Germany primarily
Scraping	Automated session-based access used where neither API nor FinTS is available or sufficient.	Germany, Austria, Spain, France, Portugal

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Connection type is transparent to you
nrich selects the best available connection for each bank automatically. Your integration code is identical regardless of whether the underlying connection uses PSD2, FinTS, or scraping.

Account types

Account type availability varies by bank and connection type. These figures reflect coverage across all 3,381 supported institutions.

Account type	Coverage
Giro / current account	99%
Credit card	79%
Savings account	71%
Investment depot	71%
Loan account	70%
Daily savings / call money	65%

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FinTS unlocks broader account types in Germany
German banks connected via FinTS typically support Depot, savings, and credit card accounts in addition to Giro. Banks connected only via the PSD2 API are limited to payment accounts (Giro) by regulation.

Coverage by country

Filter by connection type or search by country name. All 33 countries support PSD2/Open Banking API. Germany additionally supports FinTS and selective scraping for broader account type coverage.

29 results

Country	Banks	Connection types
🇩🇪 Germany	2419	PSD2/API, FinTS, Scraping
🇦🇹 Austria	375	PSD2/API, Scraping
🇮🇹 Italy	154	PSD2/API
🇫🇷 France	101	PSD2/API, Scraping
🇪🇸 Spain	97	PSD2/API, Scraping
🇩🇰 Denmark	38	PSD2/API
🇵🇹 Portugal	26	PSD2/API, Scraping
🇧🇪 Belgium	20	PSD2/API
🇳🇱 Netherlands	17	PSD2/API
🇮🇪 Ireland	17	PSD2/API

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Top banking groups

Filter by country or search by group name. In Germany, cooperative and savings bank networks (Volksbanken, Sparkassen, Raiffeisen) consist of hundreds of legally separate regional institutions sharing the same underlying infrastructure - which is why German bank counts are so high.

20 results

Banking group	Banks	Primary country
Volks- und Raiffeisenbanken	660	Germany
Commerzbank	451	Germany
Sparkasse	343	Germany
Raiffeisen-Landesbank AT	288	Austria
Deutsche Bank	177	Germany
Postbank	106	Germany
HypoVereinsbank	105	Germany
Erste Sparkasse AT	50	Austria
Consolidated Banks	52	Germany
Crédit Agricole	45	France

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Authentication flows

Banks use different methods to authenticate users during the Widget flow. nrich handles all of them - your integration code stays the same.

Auth flow	Description
Decoupled	Authentication confirmed in the bank's own app (push notification). Most common in modern PSD2 integrations.
Embedded 2FA	Credentials entered in the Widget, then a TAN/OTP from SMS or app.
Embedded 1FA	Credentials only - no second factor required. Less common, typically older FinTS connections.
Redirect	User is sent to the bank's own login page and returns with an authorisation code. Used by banks with dedicated OAuth flows (e.g. Commerzbank, ING).

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Looking for a specific bank?
Use the search bar in the tables above. If you need a bank that isn't listed, contact us - new banks are added regularly and we can provide an ETA.